What We Can Offer
• Own the Plan and manage the P&L of the loan products.
• Design and develop unsecured lending products, card products and digital lending products in alliance with digital partners.
• Ensure regular deep dives and assessments for improving the revenue dynamics of the products.
• Develop new products and experience opportunities in line with evolving customer needs and market opportunities
• Provide P&L modelling and other support needed for proposals and negotiations.
• Critically evaluate all financial projections being used to ensure we are entering into profitable partnerships for us and partners.
• Present the potential opportunities to internal/external stakeholders. Obtain formal approvals from appropriate stakeholders including regional product committees
• Provide updates on strategy/progress to Management
• At least 6+ years of total experience with at least 6 years of relevant experience
• Deep understanding of Cards and Loans business & overall Consumer Banking
• P&L modelling expertise
• Technology/API architecture understanding is a plus
• Results orientated
• Strong communication and interpersonal skills
• Strong analytical skills
• Strong organisation and execution skills
• Ability to multi-task and work effectively with stakeholders
• Relationship building & influencing
• Strong ethics and integrity