Credit Policy Officer

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What We Can Offer

Attractive salary and bonus
ISocial insurance, health insurance, unemployment insurance according to Labor Laws
Regular team building and social events

Job Description

Job Summary

The key role is to provide analytic reports and develop, monitor credit lending policy of consumer loan products. This job holder is also responsible for analytics to review the impact of new credit policies, lending program to give input for higher level in order to have proper action to support for business growth.

Key Roles & Responsibilities:

1. Provide frequent or ad-hoc analytic reports on credit performance as required by Head/Manager of credit policy

2. Analyzing and mining credit portfolio performance for enhancing credit policy as required by Head/Manager of credit policy

3. Develop/implement/track credit policies and procedures for consumer loan products (PL, Auto loan, Sales Finance…)

4. System setup/UAT testing for new products/credit policies to ensure properly execution.

5. In charge of ad-hoc or frequent company database review (approve new company into company database, block/unblock company, downgrade or upgrade company category in company data base…).

6. Prepare, submit and retain documents of Credit Risk department including internal policy manual/guideline, external/legal letter, SBV reporting…to ensure the compliance with local/regional requirements.
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Job Requirements

1. Qualification:
- University Graduate, major in Business Administration, Banking, Finance, Statistic, Econometrics or related fields.

2. Work Experience:
- Minimum of 2 years experiences in Banking or Consumer Finance with some knowledge in data analysis or portfolio analysis or credit policy or credit verification/underwriting.

3. Knowledge:
- Understanding of consumer finance industry, experience in Sales Finance product is an advantage.
- Basic knowledge in Database with analytical tools: SQL, SAS, Oracle, MS Access…
- Experience in system UAT testing (prefer business logic or rules testing)
- Good at Excel Pivot table
4. Skills:
- Fluent both spoken and written English.
- Strong at numerical skills, quick learner.
- Good communication skills
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Job Locations

Ho Chi Minh City, Vietnam
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Shinhan Finance is a member of Shinhan Card, number 1 credit card business in Korea and is a wholly-owned subsidiary of Shinhan Financial Group, ranked at 44th among Top 500 Global banking brands. With Shinhan Card’s know-how in financial products and more than 11-years-experience of the company in Vietnam consumer lending market, Shinhan Finance will be the best customer-oriented Finance Company in Vietnam. With the widespread business network nationwide, the company has capability to serve customers with flexible financial solutions, enabling our customers to fulfill their dreams and enhance their living standards.

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23/F. Saigon Trade Center. 37 Ton Duc Thang. D.1. HCMC. Vietnam
100-499 staffs
Ms Thủy


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