Fraud Analyst

*According to Decree No.13/2023/ND-CP on protecting personal data (“PDP”), Home Credit Vietnam would apply "Personal Data Processing Agreement" with all candidates to ensure compliance with the decree.

By submitting this application to Home Credit Vietnam Finance Company Limited through LinkedIn, you agree to allow Home Credit to proceed your provided information in accordance with Personal Data Processing Agreement that you have read, fully understood and agreed to the entire content at link https://career.homecredit.vn/vn/article/id/217.

KEY RESPONSIBILITIES

- Set-up, closely monitoring and adjust system based on fraud signal/credit amount/sales volume/other indicators.

- Collaborate with company key projects team, deliver fraud assessment, join in processes design to balance business growth, fraud loss and customer experience.

- Make fraud assessment for every cooperation with online partner including partner identification, sales process design, bonus scheme set up…

- Manage/lead project related to Risk/Fraud to improve/enhance the Risk management.

- Set up eKYC processes to minimize fraud with false identities and ensure customer identification during onboarding process, balance fraud risk and customer experience.

- Ensure suspicious online fraud signals are promptly investigated, handled in a timely and appropriate actions, methodologies recommended to minimize the impact of fraud.

- Recommend possible Antifraud triggers including both early warning and late warning triggers.

- Work closely with Data Analytic team/Underwriting Strategy/Online team to set up fraud prevention strategy.

- Follow up and testing online products/functions to ensure all set up deliver.

- University degree of economics/Finance Banking

- Experience (~2 years) in risk management/Anti Fraud/ data analytics from banking-finance

- Understandings about digital processes/products

- Enable to work under the pressure

- Experience in managing and delivering small projects

- Good communication & stakeholder management skills

- Good logical thinking, Problem-solving skills

- Fluency in English is required, both communication and writing

- Good in MS Office & Basic SQL ability