Head of Secured Loan
Mô tả công việc
Main Task:
• Manage secured loan products (auto loan, home loan, commercial loan, etc.) including but not limited to analyzing and keeping track of product performance, P&L and policy.
• Develop and deploy new secured loan products in alignment with product operations process and company’s policy.
• Design end-to-end product, process and procedures including customer touchpoints of selling, underwriting, risk policy assessing, credit granting, debt repayment and operational customer services, integrating with different lending platforms/ commercial applications.
• Coordinate with cross-functional teams (Sales, IT, Risk, Operation, Legal...) to implement new products or campaigns or improvement of existing products in terms of selling process, product parameters, risk indicators and others.
• Conduct market research to propose new campaigns/ initiatives or improvement plan to optimize product portfolio performance and business strategy.
• Build and update product programs reflecting changes.
• Other tasks assigned by Sale Director.
Yêu cầu công việc
• Bachelor degrees: major in Business or Finance or similar background.
• Minimum 8 years of work experience in Secured loan product (auto loan, home loan, commercial loan, etc.).
• Lending platform understanding: CRM, Mobile app for Customer, LOS/LMS, Integration of core system with related system
• Demonstrated ability to critically analyze situations and risks, determine paths of action, and make recommendations to remediate issues.
• Strong communication skills, data analysis skills, presentation skills.
• Detail other requirement:
+ Ability to Work Under High Pressure: The candidate must demonstrate the ability to work efficiently under pressure, maintaining high performance in a challenging work environment.
+ Strong Sales Skills: Proven experience in sales, with the ability to persuade customers and consistently meet or exceed sales targets.
+ Product and Process Development: The candidate should have experience in building and improving products or processes, ensuring they can contribute to product innovation and optimization of workflows.
+ High Motivation: A highly self-motivated individual who drives themselves to meet goals and continuously improve both personal and company performance.
+ Relationship Building Skills: Ability to build and maintain strong relationships with stakeholders, including customers, colleagues, and strategic partners.
+ Ability to Perform Business-as-Usual (BAU) Tasks: Capable of executing daily tasks without close supervision, ensuring smooth operations while maintaining focus on priorities.
+ Strategic Mindset: Able to think strategically, offering long-term solutions and insight into broader business goals.
+ Positive Thinking: Possessing a positive, optimistic outlook in all situations, helping the candidate overcome challenges without becoming discouraged.
+ Self-Motivated & Adaptive: The candidate should be self-driven, with a proactive approach to learning and minimal need for direction. They must also be adaptable to changes in the work environment.
+ Ability to Work Independently and with Attention to Detail: Must be capable of managing tasks independently, with both strategic decision-making skills and the ability to handle detailed tasks accurately.
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Tỷ lệ cạnh tranh
VietnamWorks tính toán tỷ lệ cạnh tranh của bạn dựa trên thông tin ứng tuyển của bạn và so sánh nó với các ứng viên khác cho công việc này sau khi bạn ứng tuyển.
Thông tin việc làm
17/10/2024
Trưởng phòng
Ngân Hàng & Dịch Vụ Tài Chính > Tín Dụng
Credit Product Development, Data Analysis, Mortgage Loan, Product Development, Secured Loan Product Management
Tài Chính
Tiếng Anh
8
Người Việt Nam
Địa điểm làm việc
Saigon Royal Building – Pasteur St., Ben Nghe Ward, District 1, Ho Chi Minh City, Vietnam
1st Floor, SaiGon Royal, 91 Pasteur, Ben Nghe Ward, District 1
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