[Khu Vực Hà Nội] – Chuyên Viên Thẩm Định Tín Dụng - Loan Officer

• Evaluate credit worthiness via processing loan applications and documentation • Interview applicants to determine financial eligibility and feasibility of granting loans • Determine all applicable ratios and metrics for preparing credit application and set up loan payment plans • Communicate with customer via phone/ direct meet / site visit the mortgage or customer's addresses either to request or to provide or to verify information and assess the customer credit worthiness and provided information. • Complete loan contracts and counsel customers on policies and regulations. • Maintain and follow up loan records and overdue record, implement collection procedure and propose changes as needed to reduce bad debts. • Update job knowledge on types of loans and other bank services • Assess customer needs, explore all options and introduce different types of loans to develop referral networks, suggest alternate channels and cross-sell products and services • Build trust relationships, customer loyalty and satisfaction throughout the underwriting process. • Operate in compliance with laws and regulations and adhere to lending compliance guidelines

• Bachelor’s degree in business, finance, or a related field • Good interpersonal and communication skills in English • Good math and computer skills • Proven working experience as a Loan Officer or Loan admin • Solid understanding of lending products and practices • Comprehensive understanding of lending regulations • Excellent communication, customer-service, and time-management skills • Highly detail-oriented, with a strong work ethic, strong dedication to accuracy and efficiency, high responsibility in teamwork • High self-motivated and committed • Ability to pass a background check