Officer - Asset & Liability Management Section - Planning And Balance Sheet Management Department

Due to supplement personnel for Asset & Liability Management Section - Planning and Balance Sheet Management Department Indovina Bank has a demand to find potential candidates for Officer with details as follows:

 Tasks:

Perform tasks to ensure quality standards and the fulfillment of tasks and business targets assigned by competent authority levels.

Perform professional tasks in Asset-Liability Management (ALM)

1.1. ALM Policy Development: Participate in drafting, submitting to competent authority levels for approval, implementing, training, and monitoring the operation of IVB’s ALM policies.

1.2. Interest rate risk and exchange rate risk management

• Implement the management of interest rate risk, banking book interest rate risk, and exchange rate risk for the entire IVB system.

• Develop detailed contents for interest rate risk, banking book interest rate risk, and exchange rate risk management in line with IVB’s risk management work and regulations in each period.

• Monitor fluctuations in interest rates and market exchange rates.

• Determine interest rate adjustments for all bank products according to market conditions and business stages.

• Conduct interest rate sensitivity analysis to quantify the impact on the Bank’s Net Interest Income (NII) and Net Interest Margin (NIM).

1.3. Liquidity Management (related to ALM)

• Prepare daily, weekly, and monthly liquidity balance reports.

• Forecast monthly, quarterly, annually cash flows, develop scenarios, and propose appropriate solutions.

• Perform liquidity risk sensitivity analysis.

• Monitor overall market liquidity.

• Execute approved liquidity treatment plans; propose measures to ensure liquidity safety and optimize efficiency for IVB.

1.4. Perform supporting tasks for the Asset-Liability Council (ALCO) and the Capital Management Council as assigned.

1.5. Analyze and process ALM operations

• Conduct customer behavior analysis related to assets and liabilities.

• Handle ALM-related issues when flagged by the Risk Management Department.

• Participate in topics and projects related to the functions and duties of the Department under the direction of the Leaders of Department.

• Male/Female with bachelor’s degree and above in major of Laws or equivalent majors…

• Having expert knowledge of law regulations in general and regulations in finance-banking field in particular.

• Good at skills of communication, presentation, negotiation, time management, problem solving and decision making

• Experience: At least 02 years working experience in legal section of bank or the legal field.