Retail Banking Credit Risk Management Staff

Retail Banking Credit Risk Management Staff

Địa Điểm Làm Việc: Hồ Chí Minh
$1000 - $1300 2549 lượt xem - Hết hạn trong 12 ngày
Mức độ phù hợp công việc - Xem chi tiết

Các Phúc Lợi Dành Cho Bạn

Performance review
Cathay insurance
Domestic and oversea training

Mô Tả Công Việc

*Main Task:
- Assist team head in development, monitoring and adjusting credit risk management policies, application processing, credit underwriting process in line with business strategies, risk appetite for each products and socio-economic situation
- Monitor and analyze on-going risk decision results, understand risk trends and identify emerging risk factors
- Initiate change requests for credit policy rules and calculation logics in decision engine system to improve efficiency, enhance portfolio performance and mitigate credit risk
- Consult and review on risk mitigation perspective for products/ product programs
- Research and communicate with vendors to acquire information and service to develop and enhance the risk management. Support in reporting, reconciliation, error handling with vendors
- Implement training, managing tasks volume and quality of employees in the team.

*Financial Aspect
- NPL Ratio
- Retail Credit Cost

*Non-financial Aspect
- Ensure retail risk management regulations and procedures are developed and reviewed timely
- Effectiveness of fraud detection
- Effectiveness of internal controls
- Provide support to customer objectives by delivering value through simplified risk practices and processes
Xem toàn bộ Mô Tả Công Việc

Yêu Cầu Công Việc

***Professional requirement:
- Expert knowledge on retail credit risk areas, retail banking products and services
- Problem-solving, positive and constructive attitude is a must
- Self-motivated and detailed oriented team player who is able to multitask in a fast-paced environment
- Knowledge in technology or data analytics skills

***Education:
- Bachelor's degree or higher

***Work experience:
- 5+ years of relevant hands-on banking or fintech experience, handling credit risk related portfolios
- 5+ years experiences of Vietnam market.

***Language skill:
- Proficient in Vietnamese and either English or Chinese is a must.

Địa Điểm Làm Việc

Ho Chi Minh

Cathay United Bank is a wholly owned subsidiary of Cathay Financial Holding Company , the largest financial holding company in Taiwan. The Bank is a full-service bank serving consumers and businesses with over one hundred domestic branches and over ten overseas offices. For businesses, we offer a complete line of products and services, in addition to experienced staff members who are committed to helping their customers’ enterprises succeed. For consumers, we offer different consumer banking products to meet the financial needs of individuals as well as families. At Cathay United Bank, we build the bridges between banking, insurance, trust and securities services through our parent company and affiliated companies. Our customers will be able to enjoy “one-stop shopping” when banking with Cathay United Bank.

Xem toàn bộ thông tin công ty
Taipei, Taiwan
5.000-9.999 nhân viên
HR Department
Bảo Hiểm Sức Khỏe Cho Người Dùng VietnamWorks | Hợp tác cùng Tokio Marine Vietnam

Bảo Hiểm Sức Khỏe Cho Người Dùng VietnamWorks | Hợp tác cùng Tokio Marine Vietnam

Mức phí tốt nhất chỉ từ 600.000 VND/năm

Cung cấp bảo hiểm cho người thân: Cha Mẹ (lên tới 70 tuổi) và Con

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