Retail Loan Officer (Chuyên Viên Thẩm Định Khách Hàng Cá Nhân)

Retail Loan Officer (Chuyên Viên Thẩm Định Khách Hàng Cá Nhân)

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What We Can Offer

Bonus, Profit Sharing
Annual health check
16 days annual leave

Job Description

JOB DESCRIPTION

- Check all the credit information and thoroughly analyze the financial statements and other supporting data;
- Review the credit files to make sure that they proper credit information, including financial statements, source of repayments, collateral, the market value and the valuation method, evaluation and depreciation method, etc.
- Review the note and disbursement instructions prior to funding the loan;
- Manage all assigned loans which entail: review all financial statements, obtaining the documents as dictated by the Loan Policy and the loan agreement, visit the borrower’s place of business, review all correspondence received from the borrower;
- Be alert to other information sources which may provide information that suggest either potential problems or opportunities for additional business;
- Diligently attempt to collect all past-due loans, process other services for the customer, to disbursement, remittance and follow after disbursement;
- Immediately report to the GM, Credit Planning Department all loans that appear to have deteriorated sufficiently to be included on the early warning list;
- Other assignments by GM/ DGM;
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Job Requirements

JOB REQUIREMENT

- Bachelor of Economics or relevant field
- At least 2 years experience in credit/loan and trade finance
- Strong legal sense
- An intensive understanding of banking products especially loan and trade finance
- Good knowledge of bank Risk management and asset liability management
- Strong Database management and utilization ability
- Excellent office software skill (excel, word, powerpoint)
- Teamwork, treat people with respect
- Interpersonal skills

Job Locations

116 Phan Văn Hớn, Tân Thới Nhất, Quận 12, Thành phố Hồ Chí Minh, Việt Nam
Centec Tower, Nguyễn Thị Minh Khai, phường 6, Quận 3, Thành phố Hồ Chí Minh, Việt Nam
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Shinhan Bank is one of the leaders in Korean financial institutes with more than 100 years of traditional prestige. We have more than 1,000 inbound branches and the largest customer base in Korea, and 150 networks in 20 countries.
We were the pioneer in Vietnamese potential market by establishing Shinhan Bank Representative Office in 1993. Two years later, we opened Shinhan Bank Hochiminh Branch. Our big milestone was marked in Nov 2009 with the opening of the first 100% foreign owned bank, named Shinhan Vietnam Bank. November 2011, Shinhan Vietnam Bank merged & acquainted Shinhan Vina Bank to become Shinhan Bank Viet Nam. The Head Office is located in Ho Chi Minh city, and 30 branches are in Ho Chi Minh, Ha Noi, Bac Ninh, Dong Nai and Binh Duong, Hai Phong, Thai Nguyen, Vinh Phuc.

If you desire to build an extraordinary career with Shinhan Bank Viet Nam and believe that you can make a difference, we invite you to submit your application for the following post:

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Empress Tower, 138-142 Hai Ba Trung Street, Da Kao Ward, District 1, HCMC
1,000-4,999 staffs
TUYỂN SINH THẠC SỸ TÀI CHÍNH - ĐẠI HỌC JEAN MOULIN LYON 3 (CH Pháp)

TUYỂN SINH THẠC SỸ TÀI CHÍNH - ĐẠI HỌC JEAN MOULIN LYON 3 (CH Pháp)

Chương trình được thiết kế đặc biệt dành cho học viên vừa học vừa làm, quỹ thời gian ít

Bằng được công nhận bởi Bộ GD&ĐT Việt Nam do ĐH. J.M Lyon 3 (Pháp) cấp có giá trị toàn cầu

Học phí tối ưu, tiết kiệm nhiều nhất, thời gian đào tạo rút ngắn còn 1 năm tại Việt Nam