[ Vĩnh Phúc, Thái Nguyên, Hưng Yên, Hải Phòng ] – Chuyên Viên Quan Hệ Khách Hàng Cá Nhân – Retail Relationship Manager

• Manage sales activities targeting Home Loan, Car Loan, Unsecured Loan products for individual & tiny SME customer in order to fulfill business objectives of yourself and your team • Explore, build up and maintain network relationship with target customers. • Maintain relationship with assigned existing customers • Set up sales plan to originate new loan deal and implement the plan effectively • Prepare credit application and other related documents that will be accelerated to appropriate credit approval discretion holder for final decision • Identify customer needs, provide information on bank products and services and make financial solution package proposal to capitalize on the business referral opportunities (deposit, card, e-banking...) • Maintain and follow up loan records and overdue record, implement collection procedure and propose changes as needed to reduce bad debts. • Managing documents, information, and financial transactions in an organized, efficient, and secure manner • Meet and exceed bank service standards while complying with bank bank’s credit policies and standards, local laws and regulations regarding approval, reporting and documentation • Work with other team members and internal stakeholders to complete daily tasks while demonstrating respect and professionalism, being, and supporting management as needed

• Bachelor’s degree in business, finance, or a related field • Proven working experience in selling home loan product. • Ability to make credit assessment, financial analysis • Solid understanding of lending products and practices • Comprehensive understanding of lending regulations • Excellent negotiation, communication, customer-service, and time-management skills • Highly detail-oriented, with a strong work ethic, strong dedication to accuracy and efficiency, high responsibility in teamwork • High self-motivated and committed • Ability to pass a background check